10 Holiday Safety Tips!
Dec/100
The holiday season is a time when busy people can become careless and vulnerable to theft and other holiday mishaps. Whether you are leaving for the holidays or spending time at home, the following tips from Pinnacle Security can help you be more careful, prepared and aware during the holiday season. Don’t let the rush and excitement of the holiday season initiate carelessness in protecting your home from disasters and potential criminals.
1. The Great Outdoors. When hanging outdoor lights, keep electrical connectors off the ground and away from metal rain gutters. Use insulated tape or plastic clips instead of metal nails or tacks to hold them in place. Choose the correct ladder for the job and always have assistance in high or hard to reach places. Never connect more than one extension cord together; instead use a single cord that is long enough to reach the outlet without stretching.
2. Lights out. Electrical fires are one of the most common factors leading to household fires during the winter months. Unplug inside Christmas lights when going to bed or leaving the house unattended as lights can short out and start a fire. Inspect new and previously used light strings, and replace them if they’re damaged or worn. Do not leave space heaters unattended or near furniture, curtains or other fabric.
3. Fresh Is Best. What’s a holiday party without a beautifully decorated tree? If your household includes a natural tree in its festivities, keep the tree watered. Along with lessening the possibility of a fire, a well watered tree helps keep its holiday pine fragrance. Typically shorts in electrical lights or open flames from candles, lighters or matches start tree fires. Dry and neglected trees can be a serious fire hazard.
4. Sound the Alarm. Check all of your smoke alarms to make sure they are functioning properly and the batteries are still good. Pinnacle smoke alarm can be tested from the main panel and the system will notify you if batteries need to be replaced. Be sure to install smoke and carbon monoxide (CO) alarms on every level of your home — especially near sleeping areas.
5. Deck the halls with care. Never use lighted candles on a tree or near other evergreens. Always use non-flammable holders, and place candles where they will not be knocked down. In homes with small children, take special care to avoid decorations that are sharp or breakable. Keep trimmings with small removable parts out of the reach of children to avoid the child swallowing or inhaling small pieces. Remove all wrapping papers, bags, paper, ribbons and bows from tree and fireplace areas after gifts are opened.
6. Off to grandmas house we go. When leaving your home, ask yourself, “Does it look like this house is empty?” If it does, do something about it. Ensure all windows and doors are locked and your system is armed before leaving your home, even for just a few minutes. When leaving home for an extended time, have a neighbor or family member watch your house, pick up newspapers, mail and clear snow from the walk. A house in darkness is a prime target for a burglar. Consider installing motion activated external lights. Do not leave valuables, such as jewelry or wallets, or displays of holiday gifts visible from doors or windows. Always have your security sign visibly placed outside your home.
7. Gifts Galore. Shop during daylight hours whenever possible. If you must shop at night, go with a friend or family member. Keep valuables in your car locked in your trunk where they are not visible from the outside of the vehicle. Even though you may be rushed and thinking about a thousand things, stay alert to your surroundings. Avoid carrying large amounts of cash. Pay for purchases with a check or credit card when possible. Notify the credit card issuer immediately if your credit card is lost, stolen or misused. Keep a record of all of your credit card numbers in a safe place at home.
8. Toys on Parade.Select toys to suit the age, abilities, skills and interest level of the intended child. Toys too advanced may pose safety hazards for younger children. Before buying a toy or allowing your child to play with a toy that he has received as a gift, read the instructions carefully. To prevent both burns and electrical shocks, don’t give young children (under age ten) a toy that must be plugged into an electrical outlet. Instead, buy toys that are battery-operated.
9. Home cookin’. The stove is the greatest heat/fire safety hazard in the kitchen. Ensure the pilot light works on a gas stove. If it doesn’t, turn all dials off and wait for gas to disperse before carefully relighting. Many people choose to cook at home during the holidays. Make sure when leaving the home the oven and stove are turned off. Always keep pot handles turned inward to prevent spillage by snagging on clothing (or children’s hands). Always remove pot lids by allowing steam to escape farthest from you. Steam, though invisible, can cause serious burns.
10. Be Prepared. Plan for safety. Remember, there is no substitute for common sense. Look for and eliminate potential hazardous spots throughout the entire home. Make an emergency plan to use if a fire breaks out anywhere in the home. See that each family member knows what to do. PRACTICE THE PLAN!
From everyone at The Marion Franke we wish you a safe and happy holiday!
Why Ge Preappoved?
Dec/100
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Because there are 3 people who will benefit from your pre-approval: You, your Agent, and the seller from whom you eventually buy a home! |
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You: |
The mortgage pre-approval step is a relatively simple one, but it is an important one. It begins the process of formally applying for a mortgage, and it gives everyone involved–especially you–a clear sense of the direction they should be headed. |
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Your Agent: |
By knowing what your financial parameters are, your Agent can spend more time looking for houses that “fit” and less time pursuing dead ends. No matter how much you might want a 4000 square foot home for $275,000, if your qualifications say $125,000, your qualifications say $125,000. |
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The Seller: |
Want to strengthen your bargaining position? Get pre-approved. Want your offer to stand out in a case of multiple offers for the same house? Get pre-approved. Look at it from the seller’s perspective. If you had 2 offers on the table for your house, one from a fully pre-approved buyer and the other from an “I’ll get around to that soon” buyer–to which offer would you devote the most attention? Even if the pre-approved buyer’s offer was $1000 less, would you take the chance on the buyer that perhaps may not be qualified? When it comes to a seller evaluating offers, “a bird in the hand…” definitely applies. |
Are You Thinking Of Selling Your Home?
Dec/100
You should know exactly what it’s worth before making such an important decision.
Let us do a quick “Comparative Market Analysis” for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold.
Using the information you provide, we can perform a quick market analysis, and give you a free estimate of what your home is worth in today’s market.
Remember, market conditions can be different, even one neighborhood to the next. We know how to take all these factors into account when determining the true market value of your home.
This service is completely free and without obligation. There are absolutely no strings attached. Please provide us with some basic information on your home. We’ll get back to you quickly…
COMMERCIAL ARTICLE FOR December 5, 2010
Dec/100
Sales statistics for the traditional shopping day after Thanksgiving dubbed as “Black Friday” are rolling in ever so slowly. So far sales have indicated only a slight rise in consumer spending. To tell the truth, spending was only up 0.3% from “Black Friday”, 2009. However, in perspective, a little increase is better than no increase at all…right? This does mean that consumer confidence is on a positive upswing. And, for real estate to be steady, consumer confidence MUST be on the rise!
Commercial real estate??? How is it doing? Speaking at the 2011 Executive Economic outlook, hosted by Frost Band and Ernst & Young, Dr. Mark Doutzer, Real Estate Center Chief Economist claims, “The boat is moving from choppy waters to calmer seas.” He also mentioned that the country is slowly adding jobs, manufacturing is up and corporate profits are rising, which usually leads to hiring.
We join forces with Dr. Doutzer. While we do not know about other parts of the country (excluding what the media has to report), we certainly can say that lately our commercial team has seen a substantial amount of activity.
We have been working on ground leases for at least two businesses to relocate. Also, we have been meeting with a large international corporation regarding construction of a family sports complex to the area. Another oil company has expressed interest in purchasing land to construct an eighteen thousand square foot building which will house fifty employees.
Several meetings with builders and developers have taken place. Other meetings are scheduled before the first of the year. Builders have contacted us to say that sales are good and inventory is running low. What music to our ears! Developers in Montgomery County certainly have the dirt builders need to build their inventory! New home construction has without a doubt been at an all time low for the past three years. Production of new homes is like gulping ice cold lemonade on a hot, hot summer day! How refreshing! What a boost for the real estate industry!
A couple of established businesses are looking for either a permanent location (instead of leasing) or to build larger buildings. All of these calls have come to us in the last couple of weeks!
Convenience store developers have been expressing renewed interest in purchasing land to construct new stores. Actually, drive by League Line Road at Highway 75 North. Demolishing of the old Bob Wills night club has begun. A nice Shell convenience store will be built on this site.
Think about it! Businesses, developers, etc. do not choose an area unless they have confidence that it will grow and prosper!
Remember when we wrote: “In our opinion, commercial real estate is making a comeback, albeit a slow climb. We do not believe it will spike 50% per year, but, will remain steady.” Both of us stand firm on that belief!
Call us today!